TGS | Blogs
PCP vs HP vs Leasing: Which Really Saves You Money in 2025?
Choosing between PCP, HP, and leasing? Each has unique pros and cons. Hire Purchase (HP) Personal Contract Purchase (PCP) Leasing (PCH) FCA rules require lenders to display representative APR and total amount payable so you can compare fairly.
Bad Credit Car Finance: 7 Proven Ways to Improve Approval Chances
If you’ve been refused car finance before, don’t worry bad credit car finance in the UK is possible. Many FCA-regulated lenders specialise in helping customers with CCJs, defaults, or missed payments. Here’s how to boost your approval odds. 1. Use a Soft Credit Check See if you’re eligible without affecting your score. 2. Be Accurate […]
No Deposit Car Finance: Drive Today with £0 Upfront
No deposit car finance lets you drive away without upfront cash. Pros Cons FCA protections ensure all deals are explained with clear representative examples so you know the true cost before signing.
Self-Employed Car Finance: What Lenders Really Check
Being self-employed doesn’t mean rejection. Lenders now use open banking and bank statements to judge affordability. What Lenders Look At Tips to Improve Approval